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LONG-TERM CARE
What
is Long-Term Care?
Long-term
care is different from traditional medical care. Long-term
care helps one live as he or she is now; however, it may not
help to improve or correct medical problems. Long-term care
services may include help with activities of daily living,
home health care, respite care, adult day care, care in a
nursing home, and care in an assisted living facility.
Long-Term Care Product Offerings
MedAmerica Simplicity
MedAmerica's unique approach to long term care insurance allows insureds to have complete control over where, how and by whom they receive care. This long term care insurance product is aptly named "Simplicity" because it simplifies the claims process. Simplicity is a tax qualified cash product that pays eligible policyholders their applicable Maximum Monthly Benefit in cash without regard to services used or amounts of money spent.
MassMutual Signature Care 200 Series
MassMutual's
Signature Care 200 Series plan is a comprehensive, tax-qualified plan that can provide benefits to help
cover the costs of an assisted living facility, nursing home, home care, adult day care or hospice care.
The Signature Care plan can help you protect your assets and offers flexibility in order to meet your needs and budget.
MassMutual Signature Care 300 Series
MassMutual's
Signature Care 300 Series plan is a comprehensive, tax-qualified plan that can provide benefits to help
cover the costs of an assisted living facility, nursing home, home care, adult day care or hospice care.
The Signature Care plan can help you protect your assets and offers flexibility in order to meet your needs and budget.
John Hancock Custom Care
The
Custom Care plan offered by John Hancock features built-in benefits that are key to comprehensive long term care. In addition, the plan also offers the flexibility
to select additional benefits based on both your individual and family needs.
The Custom Care plan even allows multiple family members to share benefits.
John Hancock Custom Care II
The
Custom Care II plan offered by John Hancock features built-in benefits that are key to comprehensive long term care. In addition, the plan also offers the flexibility
to select additional benefits based on both your individual and family needs.
This plan offers enhanced home care protection, as well as traditional coverage in assisted living facilities or nursing homes.
Prudential LTC by Design
Prudential's Long Term Care by Design plan offers flexible choices for receiving your benefits and allows
you to design the coverage and payment options that best meet your needs. This plan allows you to choose from
a wide range of services in any licensed nursing home, assisted living facility or hospice care facility.
In addition, home care and adult day care are available depending on the level of coverage you purchase.
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